民间借贷缓解农户“因病致贫”的功能研究——基于中西部农村贫困地区的调查

Private Lending's Function to Alleviate Farmers' Poverty Due to Illness——Based on the Survey of the Midwest Poor Rural Areas

利用来自四川和湖北两省农村贫困地区的农户调查数据,采用列联分析和单因素方差分析方法分析了民间借贷对"因病致贫"农户家庭生计的保障作用,并剖析了农户依赖民间借贷的原因,提出了相应的对策建议。

Using data from farmer household survey in poor rural areas in Sichuan and Hubei provinces, taking the methods of contingency table and one-way analysis of variance （one-way ANOVA） , this paper analyses the security role of private lending to the livelihood of poor farmers due to illness, explores the reasons why farmers rely on private lending, and puts forward the corresponding countermeasures and suggestions.