电子货币视角下的商业银行流动性需求

A Study on Liquidity Demand of Commercial Banks under the Perspective of Electronic Money

电子货币的快速发展已经给传统金融理论带来了挑战,特别是对以货币作为经营对象的商业银行经营管理产生了明显的冲击。文章以电子货币发展为视角,尝试性地引入凯恩斯的货币需求理论分析商业银行的流动性需求,旨在为商业银行的流动性管理提供有益的思路。

The rapid development of electronic money has brought challenge to traditional finance theories, and especially obvious impact to commercial banks, which runs aiming at currency. From the perspective of the develop- ment of eleetronie money, this paper tentatively introduce into the Keynesian theory of money demand to analyze the liquidity demand of commercial b^mks, aiming at providing them beneficial thought on liquidity management.