金融支持欠发达地区小微企业情况调查——以青海省海东市乐都区为例

Investigation on Financial Support for the Less Developed Areas of Small and Micro Enterprises——Taking Ledu County of Qinghai Province As an Example

近年来,小微企业发展比较迅猛,已经成为我国经济增长的重要推动力。但长期以来小微企业的自身原因、政策环境、金融环境等造成的融资渠道狭窄、融资量少、融资困难的问题,一直得不到根本性的解决,影响了小微企业正常的生产经营和发展。本文认为,要缓解小微企业融资难的问题必须优化产业结构,改变管理模式,拓宽融资渠道,优化和落实各项优惠政策,创新金融服务,完善信用担保体系等。

Small and micro enterprises are an important part of the county areas economy. Taking Ledu county of Qinghai province as an example,the paper investigates the present situation of financial support for small and micro enterprises, analyses the factors restricting the development of financial support, and puts forward some effective recommendations to further increase the financial support.