农业科技发展的金融支持研究——以宿迁市为例

Study on Financial Support for Development of Agricultural Science and Technology with Suqian City as Example

基于宿迁市农业科技发展现状及金融支持情况,分析了金融支持农业科技发展中存在的一些问题,如宿迁市现有农业科技型企业自身存在不足,农业科技贷款门槛较高,农村金融机构主动服务意识不强,缺乏有效的风险分散机制等,提出了通过金融支持推动农业科技发展的对策建议:提高农村金融机构的主动服务意识,促进农业科技型企业做大做强,建立农业科技型企业与农村金融机构的联动机制,完善农业科技风险分散机制,建立多元化农业科技投融资体系等。

Based on the analysis of the current situation of agriculture technology development and financial support in Suqian,the existing problems were analyzed,mainly including agricultural technological corporation＇ s problem,financial institutions＇ problem,high quality of loan,and lack of risk compensation mechanism.Then some suggestions to promote the development of agricultural technology through financial support were put forward,such as enhancing agricultural technological corporation,promoting service of rural financial institutions,establishing leakage mechanism,optimizing risk compensation mechanism and establishing multi financing system of agricultural technology.