安徽中小企业融资能力影响因素研究

Research on Factors Influencing Financial Capacity of SMEs in Anhui Province

中小企业已经成为促进经济发展、提供就业岗位最重要的经济力量,但是中小企业融资难却是当前普遍存在的问题。本文针对安徽中小企业进行实证研究,探索影响中小企业融资能力的因素。研究显示盈利能力、企业积累水平、企业规模和抵押资产大小几个因素对中小企业资产负债率能够产生影响。研究结论对于安徽中小企业提高融资能力具有借鉴意义。

SMEs have now become an important part of our economy and make great contributions to our labor force employment. But SMEs have difficulty getting loans from banks and other financial institutions to support. This article,exploring factors influencing the ability of SMEs financing,shows that profitability,inner accumulation,enterprise scale and pledge of assets have relationship with asset-liability ratio. The research has practical guiding significance to SMEs improving financing ability.