摘要
改革开放以来,中国长期执行低利率政策。在低利率政策条件下,国有企业凭借与政府、银行的良好关系和巨大的经营规模长期大量获得低利率贷款,压缩了民营企业融资的空间,进而倒逼不规范的民间金融的发展。只有双向放开商业银行存贷款利率,在全社会形成充分市场化的融资体系,民营企业融资问题才能得到根本解决。
Since the Reform and Opening-up,China implements low interest rate policy in a long-term.In low interest rate policy conditions,the huge scale state-owned enterprises with good relations with the government and the bank get large number of long-term low interest rate loans,which compresses the financing space of private enterprises,and which then push the development of irregular private financing.Only free two-way deposit and loan interest rates of commercial bank and format market-oriented financing system in the whole society,can fundamentally solve the financing problem of private enterprises.
出处
《广西经济管理干部学院学报》
2014年第2期44-48,72,共6页
Journal of GuangXi Cadres College of Economic and Management
关键词
低利率政策
民营企业
融资
Interest rate policy
Private enterprises
Financing