小规模林农在林权抵押贷款业务中的劣势分析及应对措施

Small-Scale Farmers Disadvantage Analysis and Countermeasures in the Forest Right Mortgage Loan Business

针对小规模林农林权抵押贷款较难的现象展开研究。在阅读文献的基础上对小规模林农进行界定,并从他们自身入手,分析其在林权抵押贷款中存在的文化程度低、单户家庭资产额低、信用担保机构缺乏、抵押贷款额小等劣势,在此基础上提出相应的解决措施。

Aiming at the phenomenon that small-scale farmers forest right mortgage loan is difficult,on the basis of retrieving literatures to define small-scale forest farmers,and starting from their own,the existing problems were analyzed,such as poor education,low assets of single household,shortage of credit guarantee institutions,small amount of mortgage loan. The corresponding solutions were put forward.