我国中长期信用银行政府监管问题的探讨

On Government Supervision over Long-and-medium-term Credit Banks

中长期信用银行在应对金融危机,支持城镇化建设方面具有重要作用,但其立法严重滞后,存在监管失灵问题。文章在对中长期信用银行与商业银行进行比较,分析中长期信用银行监管的特殊性后,试图提出改善对其监管与立法的政策建议。

Long-and-medium-term credit banks have an increasing importance in dealing with financial crisis and in supporting urbanization in China, but their legislation has lagged far behind and the supervision over them does not work effectively. After comparing long-and-medium-term credit banks and business banks, this paper makes an analysis on particularity of supervision over long-and-medium-term credit banks and puts forward some suggestions to improve the supervision and the legislation.