我国金融服务外包决策影响因素研究

Analysis of China's Financial Services Outsourcing Decisions Influencing Factors

金融服务外包已成为国际外包市场的主流,我国金融服务外包也成为不可避免的趋势。通过Logistic模型对我国金融服务外包决策因素进行实证研究,结果表明,承包商的人力资源水平、政策支持、承包商基础设施与品牌和信誉、市场规模及其竞争性等因素对金融机构业务外包决策起到正向作用;金融机构对承包商的依存性、知识产权保护、外包业务复杂性、经济运行不确定性等因素会在外包决策过程中发挥反向作用,这对于规避金融服务外包交易中出现的各种风险具有重要意义。

Financial Services Outsourcing has become the mainstream of the international outsourcing market. China＇ s financial services outsourcing has become an inevitable trend. By Logistic model papers research on financial services outsourcing decision factors. Results indicate that the contractor＇ s level of human resources, infrastructure contractors and brand and reputation, policy support, market size and competitive factors, has played a positive influence whether the decision - making outsourcing on financial institutions; financial institutions de- pendent on contractors, intellectual property protection, outsourcing business complexity, uncertainty in the econo- my, will play reverse effect in the decision -making outsourcing process, which appear significance in circumvent the outsourcing deal various risks.