完善信用制度 促进消费信贷

Consummate Credit System,Promote Consumer Credit

近年来我国根据宏观经济发展需要 ,出台了一系列促进消费信贷的措施。由于目前消费信用制度不健全 ,阻碍了该项业务的开展 ,因此 ,只有建立社会化信用评估机构、完善个人消费信用制度、建立商业保险制度、健全社会法制、加强信用制裁 ,才能促进消费信贷业务的开展。

Our government has set up a series of measures to promote consumer credit according to the need of developing macro economy resently.But this consumer credit system is incomplete,which hinders the development of this business.thus,we can only promote consumer credit transactions further through establishing socialized credit evaluation organizations,consummating individual consumer credit system,setting up commercial insurance system,completing social legislation and strengthening arbitration and enforcement on credit transactions.