私人教育影响下的现收现付和完全积累制对中国经济增长的作用

The Effects of Pay-as-You-Go and Fully Funded on China's Economic Growth under Private Education

在中国人口老龄化的背景下,本文构建了一个三期的、异质性个体的世代交替模型,并加入了私人教育投入这一变量,考虑现收现付制、完全积累制养老保险体系对经济增长的作用。本文发现,私人教育投入和公共教育投入都会对经济增长具有正效应。由于中国的老龄化日趋严重,现收现付制养老保险体系对私人教育投入、经济增长的影响最终会由正效应转为负效应。这表明中国政府应做实个人账户。社会收入越平均,社会平均收入增长率、经济增长率越高。本文通过理论分析与中国实际数据的相结合,力图为中国养老保险体系改革的方向提供一些建议。

Under the background of the aging population in China, this paper constructed a three - stage OLG model and considered the effect of the pay - as - you - go system and fully funded system on economic growth with the help of the private education. This paper found that private education and public education will have a pos- itive effect on economic growth. Pay -as -you -go pension insurance system will have a negative effect on private education and economic growth eventually because of China＇s aging population. The theoretical analysis and China＇s actual data of this paper show us the direction of the reform of pension system.