摘要
本文总结了我国当前金融产品违约的总体情况,分析了个别金融产品违约是实体经济转型和金融体系改革的双重反映,以及金融产品违约个案被过度解读折射出的问题。提出应从引导投资者预期、推动资金业务模式转型,制定资管行业经营行为规范、建立市场化得金融资源配置机制等方面入手,推进金融深化,营造健康有序的投资环境。
The paper summarizes the general situation of the financial product default in China currently, analyzes that the default of the individual financial product is the double reflection of the real economy transformation and the financial system reform, and analyzes the problem caused by the excessive interpretation on the individual cases of the financial product default. The paper puts forward guiding investors expectations, promoting capital business model transformation, developing the industry norms of capital management business, establishing a market-oriented financial resources allocation mechanism and so on to promote the financial deepening and create a healthy and orderly environment for investment.
出处
《西部金融》
2014年第5期27-29,共3页
West China Finance
关键词
商业银行
金融产品
commercial bank
financial product