增加居民财产性收入 缩小收入差距——泉州金融改革试验区改革路径探讨

Increasing Residents' Property Income to Narrow the Income Gap:a Discussion on the Reform Path for Quanzhou Financial Reform Pilot Area

在泉州金融改革试验区建设中,通过设计适于中低收入人群投资的创新金融产品,扩大对他们的金融服务,在增加财产性收入比重的同时,缩小收入差距。研究采用问卷调查的方法获得数据,通过分析高收入人群与中低收入人群投资意向的差异和变化趋势,筛选适合中低收入人群投资的金融产品;通过分析中低收入人群的投资效果,得出符合泉州市金融改革方向和经济发展实践的科学结论。

In the construction of Quanzhou Financial Reform Pilot Area,innovative financial products are designed for low-income people＇s investment to expand financial services for those people and increase in the proportion of their income from property,while narrowing the income gap.By？data survey,this paper analyzes the difference of the investment intention and its trend between highincome people and low-income populations,and selects some financial products for low-income populations.It analyzes the investment effect of low-income populations and draws scientific conclusions that comply with the direction of Quanzhou＇s financial reform and economic practice.