非洲金融市场概况与金融政策动向

African Financial Market Situation and Financial Policy Trends

非洲国家的货币大多不能自由兑换硬通货 ,不能在国际贸易中起支付作用 ,币值常因发行国政治、经济环境的变化而波动。非洲国家的银行受政府干预较多 ,规模较小 ,金融服务品种较少 ,结算系统落后。非洲国家的证券市场投资回报率很高 ,但市场极不规范 ,充满风险。减少政府对银行业的过度干预 ,创建一个多样化、竞争性的金融体系 ,充分发挥市场在资金配置中的作用 。

Most currencies of African countries may not be freely exchanged into hard currency; they cannot be used for payment in international trade; their value generally fluctuate according to the changes in politics and economic environment of the issuing countries. Banks in African countries, small in scale, are normally interfered by government. There are not many types of financial services available, and their payment systems are out-dated. There is high return rate in the investment in African securities market, but the market has been extremely irregular and is full of risks. To cut down government interference towards banking industry to create a diversified and competitive banking system to fully put into play the function of marketing in capital setup is the major trend in the existing financial policies of African nations.