公益小额信贷帮助妇女脱贫解困——赤峰昭乌达妇女可持续发展协会小额信贷扶贫与妇女发展项目

Public welfare small amount credit helping woman to overcome poverty——Chifeng zhaowuda women sustainable development association small amount credit helping the poor and women development project

公益小额信贷是解决经济不发达地区社会问题的途径之一,但是资金来源、还款率以及项目的可持续性一直是发展公益小额信贷的难题。赤峰市昭乌达妇女可持续发展协会经过十余年的实践摸索,已经成功的形成了一套行之有效的工作制度,既保证了自身的可持续发展,又有效的提高了当地贫困妇女的经济收入和社会地位。协会科学的组织架构、有效的机制创新及完备的工作制度都值得予以吸收和借鉴,以应对我国公益小额信贷机构目前所面临的困境。

Microcredit is one of the effective solutions to solve the social problems of the undeveloped areas. However, the microcredit organs have to face the difficulties such as the fund source, payments and the program sustainability. With rich experience of ten years, Chifeng Zhaowuda Women＇s Sustainable Development Association has its unique operation system, which guarantees the sustainable development of the association and promotes the income and social status of local women. Through studying the scientific structure, effective mechanism innovation and complete working system, it provides a new method to help the other microcredit organs.