移动支付的安全性与解决措施探讨

Research on security and solutions of mobile payment

随着移动电子商务的迅速发展,移动支付越来越融入到人们的生活中.移动支付是移动电子商务的关键.针对移动支付的分类、发展、移动支付的安全性等方面进行分析,并提出了基于硬件安全模块SE的保护、客户端与服务器间加密认证及采取合理的监管措施等移动支付安全的措施,以求为用户移动支付寻找一个安全性较高的环境.

Mobile e-commerce is developing rapidly, and mobile payment is getting more and more involved in people＇s daily life. Mobile payment is the key of mobile e-commerce. A detailed analysis, according to several aspects of classification, development and security of mobile payment, put forward several solutions based on the protection used hardware security element, the authentication about the client and server and reasonable control measures. These solutions could provide a secure environment for mobile users.