基本养老保险全国统筹阻碍因素分析

The Analysis of Hindering Factors in Basic Endowment Insurance to Plan as a Whole

2010年颁布的《中华人民共和国社会保险法》中明确提出了要逐步实现基本养老保险全国统筹。但是地区间经济发展不平衡导致基本养老保险水平差距大,基本养老保险的相关利益分化等因素阻碍着全国统筹的实行。文章通过对基本养老保险全国统筹的阻碍进行研究,提出积极促进区域经济的协调发展;切实做到省级统筹,逐步实现全国统筹;实行垂直管理,新旧财务分离;加大监管力度;建设基本养老保险信息和精算系统等五点措施。

Since the social insurance law of the People＆#39;s Republic of China was promulgated in 2010 ,the basic endowment insurance to plan as a whole has become a hot issue in the field of social security in China .Though three years has passed ,the basic pension national overall pro-gress is still slow .On the one hand ,unbalanced economic development among different regions in the basic endowment insurance level gap is big .On the other hand ,the basic endow ment insurance of relevant interest differentiation hindered the overall nationwide .For these reasons , five suggestions are put forward .to promote the coordinated development of regional economy actively ;to cogent do provincial plan as a whole and realize the national plan as a whole gradually ;to implement the separation of the old and new financial and do vertical management ;to strengthen supervision and build the information system for basic old-age insurance and actuarial system .