失地农民失业保险制度需求影响因素以及方案设计——基于武汉市城郊的调查数据

Influencing Factors of Unemployment Insurance Participation of Land-appropriated Farmers and Program Provision——An Empirical Case Study of Suburban Areas in Wuhan

失业保险制度是应对失业风险的重要机制,但至今失地农民尚未纳入失业保险制度覆盖范围。随着城市化的不断发展,城郊地区农民面临着失地又失业的风险。对失地农民失业保险参保意愿、自我保障能力和家庭保障能力以及就业状况方面的实证分析表明,失地农民对失业保险制度的需求较高。二元Logistic回归分析进一步表明,年龄、性别、受教育水平对失地现象的认知是影响失地农民失业保险参保意愿的重要因素。在统筹城乡社会保障体系发展背景下,将失地农民纳入城镇失业保险制度框架,同时结合失地农民特点提供失业保险参保方案是发展失地农民失业保险制度的总体思路。

Unemployment insurance system is established to tackle unemployment risk. In China, land-appropriated farmers have not beencovered by this program yet. Under the circumstance of urbanization, more farmers lose their land and thus their jobs. Empirical analyses ofparticipation willingness, self-support ability and family support ability demonstrate that most land-appropriated farmers tend to participate in thisprogram. Binary-logistic regression analysis shows that age, gender, education years and acknowledgement of land appropriation are factors thatinfluence the participation willingness. In the process of unifying the urban and rural social security system, including land-appropriated farmersinto the current unemployment insurance program and providing unemployment insurance according to characteristics of them are solutions.