8Black S E,Strahan P E. Entrepreneurship and bank credit availability[J].Journal of Finance, 2002, 57: 2807-2833.
9Caminal R, Matutes C. Bank solvency, market structure, and monitoring incentives [EB/OL]. Centre for Economic Policy Research Discussion Paper, http://www, cepr.org/pubs/dps/DP1665, asp, 1997.
10Cetorelli N. The role of credit market competition on lending strategies and on capital aecumulation[EB/OL]. Federal Reserve Bank of Chicago, Working Papers 97-14, http://www, chicagofed, org, 1977.