构建信用咨询担保体系促进货币政策效应发挥的探讨

由于金融与经济管理条块分割矛盾以及金融部门的职能限制等因素 ,一定程度上影响了货币政策贯彻实施的力度和效应。当前 ,如结合各地实际 ,构建以地方政府为主导的信用咨询担保体系 ,则可对促进个人消费信贷 ,支持中小企业发展起到积极的推动作用。

At present, the impact of our monetary policy is limited by the factors including conflicts between the finance vertical management model and the economy Iateral management model and banking function restriction and so on, however, constructing the system of credit advisory and surety which being leaded and regulated by regional government, it would be promoting effects to incentive consume credit and to back up the development of middle-small enterprises.