由保险公司拒保引发的思考

Review of "Insurance Company Rejecting the Insurants

保险公司是经营风险，提供经济保障的企业。根据风险选择原则，对投保人的投保要求，保险公 司可以进行选择，也有权拒绝承保。但是，武汉保险公司对公交车和“的士”拒保的现象，从几个侧面 反映出我国保险业存在的问题，必须引起重视。

Insurance companies undertake offering economic guarantee against risks. Insurer may either accept or reject insurant's applications according to the rule of risk alteration. However, the incident that Wu Han insurance Company rejected the applications for city bus and taxi aroused our attention to the problmes existing in Chinese insurance.