利率市场化与我国商业银行的风险控制

Liberalization of Interest Rate and Risk Control of Commercial Banks of China

目前我国加快了利率市场化改革步伐 ,利率市场化已成为不可逆转的发展趋势。根据世界各国的经验和教训 ,利率市场化是一个相当复杂的系统工程 ,它影响面广、涉及面大。商业银行作为金融体系的主要成员 ,更容易受到冲击 ,蕴藏风险。如何防范和控制这些风险 。

Nowadays,China is quickening the reform pace of liberalization of interest rate,which has been an irreversible tendency of development.According to the experiences and lessons from the other countries,we see the liberalization of interest rate is a complicated system project,and it has a wide range of influence and involvement.As a main member of financial system,the commercial banks will be influenced and contain risks more easily.How to guard against and control the risks is a realistic problem confronting the commercial banks.