摘要
股票质押贷款是我国商业银行贷款业务的一项创新。本文分析了现行的服务于综合类证券公司的股票质押贷款模式的局限性,提出了一种面向个人投资者的股票质押贷款新模式,并呼吁金融管理当局尽快完善管理办法,使个人股票质押贷款走向合法化。
Stock collateral loan is an innovation in loan business for commercial banks in China. The essay analyzes the limitations of stock collateral loan's pattern adapted for integrated stock brokers, and proposes a new pattern of stock collateral loan for private investor, and calls for the Finance Administration Bureau to improve the methods for control, and legalize the loan on private mortgaged stocks.
出处
《华东经济管理》
2001年第2期100-101,共2页
East China Economic Management