完善住房抵押贷款方式 推动住房信贷消费发展

Improve the mode of housing mortgage loan,promote the development of housing credit consumption

本文通过对我国现行住房抵押贷款方式的分析 ,指出要推动住房信贷消费发展 ,必须完善我国现有住房贷款方式 ,并创新推广差额还贷方式。

By analysing the varieties of loan of mortagaged houses,the autor pointed out.We must consummate the present varieties of laon of mortgaged houses to promote the consume of the loan development,and extend the variety of repaying loan in quota.