关于中小企业融资难问题的思考

On the Difficulty in Fund-raising for Small-and Medium-scale Enterprises

为解决中小企业融资难的问题，应尽快完善我国中小企业金融支持体系。完善中小企业金融支持的法律法规、设立专门的中小企业银行，发展各种类型的中小企业贷款担保机构，大力发展中小企业的直接融资，建立健全中小企业金融支持辅导体系。

By analyzing the reasons for the difficulty in fund-raising for small-and medium-scale enterprises this thesis puts forward and stresses the necessity of setting up and strengthening the system of financial support for these enterprises in China as soon as possible.This requires the improvement of related laws and regulations,the establishment of specialized banks,the growing of all varieties of institutions for loan guarantee and the development of direct fund-raising.