国有银行产权结构存在的弊病

The flaws existing in the structure of property-rightsof state-owned banks

国有银行多年的改革并没有触及国有银行产权单一化的问题。产权结构的一元化具有其内在的不可克服的弊病 ,阻碍了国有银行商业化进程。本文通过分析国有银行一元化的产权结构存在的五大弊病 ,得出产权结构多元化是国有银行商业化的必由之路。

The reform of the state-owned banks in China for years has not touched the problem of the single state-owned property rights.The single structure of property rights cannot avoid the outside intervention and low efficiency,which prevent the progress of state-owned banks commercialization.This article analyze the five flaws resulting from the single structure of property rights,then conclude that diversification is the only way of state-owned banks commercialization.