试论资信的含义

Towards an Understanding of Credit Standing and Respectability

资信是民事主体从事民事活动的能力和社会对其所作的综合评价 ,属于名誉权范畴。它由民事主体的经济实力、经济效益、履约能力和商业信誉等要素决定 ,并具有专属性、时间性、非财产性、客观性、差异性和绝对性。

Credit standing and respectability refers to the ability of a civil subject dealing with civil activities as well as the total social evaluation of his acts, thus belonging to the category of the right of reputation. Credit standing and respectability depends on the civil subject s economic strength, the ability to fulfil contracts and creditworthy in doing business and is characteristic of exclusivity, objectivity, diversity and absoluteness.