消费信贷消费心理预期与扩大内需的实证分析

A Positive Analysis of the Consumption Credit and Consumption Psychological Expectation and Expand Demand

近年来政府的积极财政政策对拉动我国经济增长起了关键作用。但怎样才能把行政启动转变为市场启动 ,从根本上促进生产 ,扩大消费 ,使投资收到预期的收益 ,本文运用理性预期的理论分析了积极财政政策效果的“瓶颈”所在 ,提出运用完善消费信贷 ,实现跨时消费的双向性 ,打破消费心理预期的“瓶颈” ,从而扩大内需 。

In recnt years,the positive financial policy of our government plays an important role in pushing our economic growth. But how to turn the administrative start into market start to promote production, to enlarge consumption and make the investment expected profit? This paper,using the rational expectation theory,analyzes the “bottleneck” of the positive financial policy effect. It puts forward a rationalization proposal to enlarge demand and promote economic development by perfecting consumption credit,realizing the two directions of cutting across in consumption,and breaking the “bottleneck” of the consumption psychological expectation.