对“十五”期间我国金融创新的思考

The Thinking on the Financial Innovation in China During "Tenth-Five Plan Period

“九五”期间,我国金融创新无论从制度、工具还是技术上,都取得了一定进展,但受制度、机制、观念和环境约束,创新仍显不够,还很难适应国际国内金融发展的需要。“十五”期间,必须从多个方面推动和加快金融创新的步伐。

During the period of 'Ninth-Five Plan' , the financial innovation in China in terms of institution, instrument and technology has made some progress. However, under the existing restriction of institution and mechanism, financial innovation can hardly meet the requirement of the international and domestic financial development during Tenth-Five Plan' period. Therefore, we have to speed up the financial innovation in many ways.