摘要
本文通过对山东省泰安市农村地区经济发展中的资金供求进行典型分析,试图总结出在低收益率部门中如何有效进行资源配置的一般结论。本个案研究显示,金融部门支持不足和农产品市场化背景下农民风险对冲机制不足等制度约束造成了农村地区资金供求的结构性失衡;在进一步的改革中,必须坚持在市场化资金配置为基础的前提下,充分发挥行政主导的作用,以缓和资金供给不足的矛盾。
This paper investigates the supply and demand on funds in rural area by the case study on Tai'an city, Shandong province.lt is showed that several institutional arrangements, such as the state - owned commercial banks' restructuring and the lack of risk hedging of peasants for price volatility, constraint the fund inflow. As a conclusion, it is put forward that government-led financial rearrangement should be introduced on the basis of market-based reform.
出处
《金融研究》
CSSCI
北大核心
2001年第8期110-116,共7页
Journal of Financial Research
关键词
制度安排
行政主导
市场化
农村金融
农村
资金投入
institutional arrangement,government orientation,liberalization,rural finance