商业银行应积极拓展个人理财业务

The Development of Managing Individual Financial Affair in Commercial Bank

本文从面对日益广阔的市场需求、个人理财是未来银行竞争的主要领域、“入世”后更需面对国外银行开拓个人理财市场的挑战等方面论述我国商业银行亟待开发个人理财业务。针对当前存在的问题 ,提出应及时调整有关的限制性政策 ,转变经营观念 ,拓展理财业务品种 ,注重人才培养等对策。

Recently,managing individual financial affair has become popular in the management of commercial bank.The thesis discusses the existing problems and how to solve them in practice.