有中途返还的分期付款问题

Installment Problems with Midway Returns

采用计算机软件求解了分期付款问题有中途返还情况下的最佳还款方案 ,并给出了求解的源程序。即假定贷款者可以从多个商业银行同时取得贷款 ,而这些银行的贷款额度、贷款年限、贷款利率各不相同 ,研究了此时贷款者如何合理的分配积蓄 ,返还给上述多家银行 ,使减轻的利息额达到最大。

The installment problem with midway returns is solved by using the computer software and the best scheme for returning is found out.The source procedure for solution is given here,i.e.,suppose the debtor can obtain loans from several commercial banks at the same time with different lending volume、different lending years and different lending rate,When the debtor want to repay,he can use this procedure to calculate a best scheme for returning to these banks to get the minimum of the total interest.