四大国有商业银行资本金问题及上市探讨

The four major state-run banks: capital and security market

维持 8 %的资本充足率是四大国有商业银行生存和发展的基础 ,然而这些银行一直存在资本金不足的问题。通过发行股票上市融资是国有银行筹集资本金的重要渠道 ,要实现这一方式 ,必须深化商业银行改革 ,做好上市前的准备工作。

For the four major commercial banks, a rate of 80% percent capital adequacy is the foundation for their survival and development, but these banks are being constantly bothered by the inadequacy of capital. Security market is one of the main channels for these banks to accumulate capital. To get into the listed security market, these banks have to further their reform and make things ready for being enlisted into the security market.