商业银行授信项目评估内容刍议

On the Commercial Bank Confering Credit Item Evaluation

项目融资正逐渐成为我国企业一种新的融资方式 ,商业银行在参与这项融资活动中必须从企业及项目基本概况、市场环境、建设生产条件、财务效益、不确定性因素及国民经济效益等多方面进行评估 ,以正确地进行是否授信的决策。

Item financing becomes a new form of financing for the enterprises of our country gradually. In financing activity commercial banks should evaluate from enterprises and basic situation, market environment, construction condition etc, so as to correctly making decision whether confering credit.