5Hellmann, T.F., Murdock, K.C., Stiglita, J.E., 2000,Liberalization, Moral Hazard in Banking, and Prudential Regulation:Are Capital Requirements Enough? The American Economic Review 90, 147-165.
6Park, S., 1992, Contagion of Bank Failures: the Relation to Deposit Insurance and Information, New York & London: Garland Publishing, Ing.
7Peria, M., Schmukler, S.L, 2001, Do Depositors Punish Banks for Bad Behavior.? Market Discipline, Deposit Insurance, and Banking Crises, The Journal of Finance 56, 1029-1051.
8Diamond, D.W., Dybvig, P.H., 1983, Bank Runs, Deposit Insurance, and Liquidity, Journal of Political Economy 91, 401-419.
9Merton, R., 1977, An Aalytic Derivation of the Cost of Deposit Insurance and Loan Guarantees, Journal of Banking &Finance 1, 3-11.
10See J.Anne Kaufman Winn, National Treatment V. Reciprocity In International Banking: United States and European Community.P10-11.
