信息不完全与消费信贷供求不足分析

Unequal Information and Analysis of Consumer Credit of Supply and Demand Deficency

通过建立信息不完全导致的消费信贷市场均衡模型及其分析 ,揭示了消费者需求不足、银行供给不足和二者缺乏共同的积极性所产生的原因分析 。

This paper establishes a mathematical model and analyses the market balance of consumer credit due to unequal information,discloses the cause of the deficencies of both consumer's demand and bank's supply.There is much active signifcance in carrying out policy choices of consumer credit while finding our country's enlarging domestic demands