民营金融市场准入问题研究

Restructuring of Finance and Entry Study of Individual-Owned Finanace

在经济体制向市场经济转变过程中,金融结构与经济结构出现了极度的不适应,四大国有商业银行1998年开始的大城市战略导致了县级以下区域经济的金融服务真空,严重阻碍了民营经济的进一步发展,完善金融结构,开启民营金融的市场准入闸门,对与我国新世纪金融制度改革和促进我国民营经济的发展具有重要意义。

In the process of the transformation of economic system into market economy, there arises a sharp disharmony of financial structure and economic structure. The four large state-owned banks have carried out the big-city policy since 1998, which leads to a financial service vacuum in the below-county regional economy. This has greatly hinders the further development of individual-owned economy. To perfect the financial structure and to open the entry into the market for the individual-owned finance are of great significance to the financial system reform and the further development of the individual-owned economy in China in the new century.