建立谨慎性监管的有效体制

Establishing an Effective System of Cautious Inspection

谨慎性监管是通过对监管对象的外部限制与约束，确保银行体系安全稳定的一种监管形式，是防止、限制或阻止商业银行管理不当所造成损害的重要手段。建立一个与谨慎性监管相适应的银行监管体制则是确保监管者履行并实施谨慎性监管职责的需要。

Cautious inspection refers to the inspection to ensure the banking safety and stability by imposing exterior limitations and restraints upon the inspected. It also makes an important means to guard against, re- strict and avoid damages caused by improper management of commercial banks. Establishing a banking inspec- tion system in line with cautious inspection is quite necessary a measure to ensure inspectors to fulfill their in- specting responsibilities.