论银行业人力资本

On Human Resource in Banks

银行业人力资本是影响金融运行效率最重要的因素之一，它由公共和专门知识、技能、资历、经验、健康、协作力和工作动力等要素构成，有着诸多重要特点，价值计量是其难点。必须充分注意银行业物质资本及人力资本投资的相互关系，以提高人力资本投资效率。

Banking manpower cost is one of the most important factors which affects the financial operation efficiency. It consists of such factors as common and professional knowledge, skills, seniority, experience, health, cooperation ability and work motivation, etc. With many important characteristics, it has value hard to estimate. Much attention must be paid to the inter- relation of the material cost investment and manpower cost investment of the banking in order to improve the investment efficiency of manpower cost.