面对“入世”,国有保险企业的发展障碍与对策

Problems of and Strategies for Development of State-Run Insurance Enterprises in Face of Entry of WTO

我国国有保险企业在现阶段的发展中遇到了重重障碍，为迎接“入世”的全方位挑战，应加快企业内部机制转换，加快保险产品的更新和服务创新，积权参与市场竞争。与此同时，政府亦应对国有保险企业实施公正、公年的合理监管。

Insurance enterprises in China are confronted with many a problem in recent phase of develop- ment. In order to meet the allover challenges of China's entry into WTO, we have to quicken our steps in un- dertaking inner system reforms, offering more new- brand insurance products and services, and taking a more active part in the market competition. Meanwhile, the government ought to exercise a fair, just and rational su- pervision of the state-run insurance enterprises.