住宅抵押贷款证券化实施背景及其模式设计

The background and design on the development of MBS in China

住宅抵押贷款证券化是我国住宅产业发展、住宅金融创新以及资本市场创新的必然选择 ,本文从证券发行主体、证券品种和担保模式等三个方面对MBS在我国的实施进行了设计。

The MBS is the inevitable choice to the development of house industry,the innovation of house finance and the innovation of capital market in China in the future.A detail study aimed at the models of the MBS in China is presented in this paper,including sponsor model,MBS type and assuring model.