国有商业银行经营的现状和对策

The Present Situation of Managing State-owned Commercial Bank and the Ways of Solution

“入世”对中国的国有商业银行来说面临机遇和挑战。面对我国国有商业银行的经营现状———产权制度不合理、宏观调控力度不够、经营管理水平较低、业务种类较少 ,我们必须进行改革 ,改变单一国有的产权制度 ,充实自有资本 ,加强经营管理 ,不断进行金融创新。只有这样 ,我们的国有商业银行才能在竞争中站稳脚跟 ,求得生存和发展。

It is an opportunity and challenge for chines state commercial bank to enter WTO. Facing the management current situation of our country's state commercial bank-unreasonable property system, short of macroscopic adjustment and controlment, lower level of management and administration, fewer business types, We must reform, change single state property system, enrich owned capital, strengthen management and administration, innovate finance continuously. It is only like this that our state commercial bank can take a firm stand in the competitions, seek to exist and develop.