论网络银行发展与金融监管的新问题

The Latent Issues of Network Banking and Financial Supervision

银行业网络化的出现 ,已不再是一种单纯的金融创新 ,它将引发一场金融业、乃至整个经济局势的重大变革 ,这是历史赋予我们的一次绝好发展机遇 ,我们必须对这个问题引起高度重视。监管问题将是未来网络银行发展中一个十分重要的方面。目前我国网络银行发展水平较低 ,因此 ,必须以发展眼光来充分认识网络银行发展中监管面临的新问题 。

The development of network banking in various degrees is not a pure financial innovation any more. It is bound to bring a great change to the banking industry and overall economy. Along with the advancement of the network banks, the financial control becomes more and more important. Although China's network banking is at its preliminary stage facing rapid development, we still have reasons to foresee the latent problems of financial supervision and therefore advance the corresponding policies actively.