摘要
号称国内第五大IT分销商的仪科惠光的倒闭，引起了近年来最强烈的中关村信用危机。在长长的苦主名单中，像神州数码、英迈国际、和光商务这些已经在分销的江湖上纵横多年、“成功”实施了ERP、有着“严格”高贷管理制度的分销巨头竟无一幸免。高达3000万元的被骗贷款沉重地打击了中关村原本依赖个体道德与私人关系维系的脆弱的赊销模式，一度几乎倒退到最原始的现款交易。整个事件的唯一善意的结果就是，直接导致了中关村科技园区于12月1日启动企业信用制度的试点。
The closing down of the 5th biggestdomestic IT retailer. prompted entre-preneurs in Zhong Guan Cun, the so-called'The Silicon Valley of China', and a lot ofpeople to rethink 'seriousness of creditcrisis'. Meanwhile, Dun & Bradstreet-thebiggest professional credit agency in theworld that entered China in 1995 drawpeople's attention again. Besides providing credit evaluationreports to enterprises, D&B developed acredit management solution centered onRAM (Risk Assessment Manager) software.Looking to meet the demand forimprovement in business creditmanagement, can D&B solve this deep-rooted problem with its over 160 years ofexperiences and robust database? Not necessarily. Lack of credit meansunstable base. A market economy that relieson it can never be strong. Without effortsfrom the government to enforce rules thatmarket economy relies on, the rule of manrather than the rule of law will incur. IT
