增强风险意识 提高资产质量

Exercise Risk Awareness and Raise Assets Qualities

国有商业银行资产质量低、效益差是金融改革中的一大难题。根据安全性、流动性和效益性三原则 ,在实践中增强风险意识、完善风险制约监督机制 ,优化资产结构 ,提高信贷资产质量。

One of the big problems in the financial reform is the lower quality of assets and the bad effects in the national commercial banks.According to three principles of safety,circulation and effectiveness,we should exercises the risk awareness and perfect the supervision mechanism of risk constraints,optimize the structure of assets and raise the quality of credit assets in practice.