浅议我国高校的助学贷款

Talking about Helping -study loan in High school of Our Country

近几年,随着高等教育的改革,助学贷款已成为一个人们所关注的话题,但助学贷款的发展却步履蹒跚。本文分别从助学贷款的两种方式即担保贷款、信用贷款发展受阻的根本原因出发,剖析了这一现象,并相应地提出了解决问题的方法。

In recent years ,with the reformatio n in the higher education ,helping -s tudy loan has always become a topic that is attended by all persons .But the development of helping -study loan is very slow .This article analyzes the essential reasons of pr eventing helping -study loan including assured loan and cred it loan from developing .This article also gives some methods to solve the problem .