摘要
介绍美国商业银行的风险管理方法和运行机制。美国商业银行以客户为中心确定各项业务发展方向及市场定位 ,通过贷款组合管理保证银行信贷资产质量 ,同时 ,银行内部形成一套严密、高度发达的监管体系 。
Mainly introduces the method and mechanism of credit risk management of the commercial banks in the United States,who adopt customer centred strategy to lay down the development direction of their business and market orientation and ensure the high quality of their credit assets by means of loan combination management.Meanwhile,their strict and advanced internal control systems effectively prevent bad assets.
出处
《浙江工程学院学报》
2001年第3期162-165,共4页
Journal of Zhejiang Institute of Science and Technology
关键词
美国
银行
贷款风险
风险管理
监管体系
Commercial bank in the United States
Credit risk
Control
Management
