关于中国个人信用制度的构建

Discussion on Personal Credit System in China

个人信用制度作为整个信用制度的重要内容，对我国启动消费、扩大内需、刺激经济的发展具有重大意义。鉴于目前我国建立个人信用制度的紧迫性和必要性以及我国目前个人信用制度的起步状况、存在的问题，发展个人信用制度需要解决五方面的问题。

Personal credit system,an important content of the entire credit system,plays a significant role in expanding revenue,starting up consumption and stimulating the development of economy.The article takes a look at the current situation the potential development personal credit system and gives some advice.