推动经济结构战略性调整的信贷政策研究

Study of Credit Theory On Strategic Adjustment of Economic Structure

作为“十五”期间经济工作主线的结构调整具有战略性、全局性、开放性的特点。当前经济结构不合理问题十分突出，需要加快调整步伐。近年来，银行信贷投向明显趋于集中，给经济发展带来了负面影响。为此，银行要优化信贷投向，突出支持重点，推动经济结构战略性调整和优化。

：As the major content of the economic work during the t enth five-year plan, structural adjustment proves to be strategic, whole-scale a nd open. The serious and unreasonable economic structure at present stage needs quicker adjustment steps. In recent years, bank loans evidently tend to be centr alized and have exercised negative influence over the economic development. Ther efore, the banks have to better their loan orientation and focus their support i n order to promote the strategic adjustment and betterment of the economic struc ture.