Internet网络银行服务与洗钱犯罪

Internet Banking Service and the Criminal of Money Laundering

洗钱犯罪是以利用金融服务为其核心的。网络银行的出现 ,SWIFT系统、智能卡、电子现金等新技术的应用 ,便利社会的同时 ,也为洗钱犯罪提供了新的手段。完善银行的内部管理机制 ,建立相应的法律制度 ,运用数据挖掘等人工智能技术 ,进一步加强国际协作 ,综合治理 ,才能从根本上减少并预防洗钱犯罪的发生。

The criminal of money laundering is almost by means of financial service. With the development of IT, many new technologies are applied in financial service, such as Internet bank, SWIFT, IC card, electronic cash etc. They convenience the society, but they are also used for money laundering at the same time. We can reduce and prevent the criminal of money laundering by using methods such as following: perfecting the management of banks, enforcing lawmaking, using data mining & artificial intelligence and strengthening international cooperation.